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Micro-credit "In a context of a system as violent and iniquitous as neoliberal globalization, micro-credit certainly play an attenuating role, but it is not an alternative. It applies bandages haphazardly on some cuts while an actual economic war rages one. Though its real impact is difficult to evaluate, the notion of micro-credit is recuperated by the finance establishment. By definition, micro-credit uses the same mechanisms as the logic of indebtedness and organizes and transfers wealth from the populations of the South to the creditors. Far from modifying social relations, it articulates with the capitalist system, in which it integrates perfectly." — Toussaint and Millet, Debt, the IMF, and the World Bank , 2010, p. 206